Sunday, June 7, 2009

Car Insurance Ladies - Why It's Different From a Regular One

By Enrico Medina

Ladies, since they are considered much less risky drivers, will benefit more from car insurance companies. Even though statistics show that lady drivers do get in more accidents than men, these accidents are mostly minor ones. Examples are scratches and minor bumps.

However, ladies weren't often regarded as this. Before recent statistics showed up, it was assumed that ladies were of higher risk when purchasing car insurance and more ofter than not, given less attractive packages.

It is rare that you see a lady get involve in a serious car accident like total wrecks. They are ofter the victim of minor scratches and light bumps. It is the men that are more prone to serious accidents.

Car insurance for ladies can be found from general car insurance companies or companies which focus on womens policies. Just like any other product though, its always good to compare prices between companies and policies.

Even just browsing through the internet, you will be able to see a couple of sites which compare various insurances. This is good for us buyers because we can make very good and sound decisions.

Women as statistics show, drive fewer miles than men and thus the chance of getting into an accident is less likely. This kind of advantage is worth mentioning when looking and haggling for premiums, giving a woman an advantage in most cases. Also with them driving fewer miles, in most cases, their car is in better condition as opposed to those driven by drag racers and reckless drivers.

When it comes to general neatness, ladies are more often than not, more organized compared to men. Their cars are then less prone to useless repairs and results to cheaper bills overall.

Ladies car insurance is only for the ladies by the way. They can get cheaper insurance for their cars thanks to the general outlook on women. Overall, women are less risky for insurance companies.

Women are less likely to file large monetary complaints against their insurance company since they do get into serious accidents less. In return, they are offered discounts by the insurance company.

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