Do you know the proper auto insurance laws of your state? Do you know how much coverage you need? Or, what is the minimum coverage required? Do you have liability insurance? What will happen if you drive to another state and get pulled over?
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Each state will have specifics that must be followed when it involves your insurance coverage. Full coverage will cover injury to people, cars and property. Some states may only require coverage involving people. This is liability insurance. If you damage a car, then you must pay out of pocket for damages to your car, but insurance will probably pay for the other car.
One of the most unconsidered issues is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
In some states, there are vehicles that will be exempt from insurance coverage. This can be a moped or motorcycle in some states. This will save you gas money and insurance money.
All states require you to carry auto insurance proof on you at all times. When pulled over if you don't provide proof, you will get a ticket and have to contest it in court. Simply bring the proof to the judge and you should get acquitted. If not, it's a hefty fine.
As a driver, it is your responsibility to know the laws you are driving under. Remember that a drivers license, hence driving itself, is considered a privilege rather than a right.
To answer these questions, call your insurance agent. They will have all the best information about state and regional laws that involve you and your vehicle. It's their job to know all this and help you with it. Before you call, make sure you have all your questions ready so you don't forget.
Each state will have specifics that must be followed when it involves your insurance coverage. Full coverage will cover injury to people, cars and property. Some states may only require coverage involving people. This is liability insurance. If you damage a car, then you must pay out of pocket for damages to your car, but insurance will probably pay for the other car.
One of the most unconsidered issues is traveling to another state. You must have auto insurance coverage to conform to that state's laws. Call your insurance before you cross state lines to change coverage to meet the local requirements.
In some states, there are vehicles that will be exempt from insurance coverage. This can be a moped or motorcycle in some states. This will save you gas money and insurance money.
All states require you to carry auto insurance proof on you at all times. When pulled over if you don't provide proof, you will get a ticket and have to contest it in court. Simply bring the proof to the judge and you should get acquitted. If not, it's a hefty fine.
As a driver, it is your responsibility to know the laws you are driving under. Remember that a drivers license, hence driving itself, is considered a privilege rather than a right.
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