Saturday, August 29, 2009
Really Cheap Auto Insurance: Four Sure-Fire Ways
1. Those who have more than one vehicle will make reasonable savings if they insure them all with the same insurance company. You are only advised to do otherwise if the sum of your premiums with different insurers is less than what you'll get with a multi-vehicle discount if you buy from one insurance company. You can ensure you are making the right choice by doing extensive comparison shopping. But if you don't plan to shop around, you can be sure that you'll still save reasonably with a multi-vehicle discount.
2. You will equally get a considerable discount if you hold more than one policy with the same insurance company. All you have to do to qualify for this is to get your auto insurance policy from the same company which is underwriting, for example, your home owners insurance.
However, I must point out that you may NOT save as much as you could by changing to another insurer. It's worthwhile that you get and compare quotes. That way, you will be able to say for sure if switching would make you save a lot more.
3. Drivers who do NOT make claims for over three years usually get a special discount for this. Some insurance providers may not offer this discount without some persuasion.
Your agent should be made to understand your dissatisfaction with their refusal to give you this discount and don't fail to point out that you may switch to another insurance provider. With this type of driving history locating a far cheaper rate is really very easy since policy holders who stay claims free are every insurer's dream.
Most insurance providers will do everything possible to ensure they do NOT lose a prized policyholder and this should lead to a compromise on their part.
4. Visit not less than five quotes sites. Using a minimum of five quotes sites increase the chances that you'd obtain better auto insurance quotes. This is because insurers not represented by one site would be covered by another.
And, you know that because the likelihood of getting lower auto insurance quotes has to do with the number of quotes you receive, the more insurers you get quotes from, the better your chances will be.
Requesting for your auto insurance quotes online will help you save a bundle if you sacrifice only 25 minutes to ask for quotes from not less than 5 insurance quotes sites.
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