Very Cheap Car Insurance: 4 Sure Tips

1. You can lower your auto insurance rates by going for a multi-vehicle discount. You can only do otherwise if the total of your rates across different insurance companies is lower than what you'll be given with a multi-vehicle discount if you buy from one insurance company. You can find out which will serve you best by simply doing a little research before taking this step. But anyway, a multi-vehicle discount is one way to get lower rates.

2. A multi-policy discount is a proven option to reduce your total insurance cost. All you must do to qualify for this is to get your vehicle insurance policy from the very carrier which is underwriting, for example, your home owners insurance.

However, you must be careful because that an insurer gave you great rates for a policy doesn't suggest they will for another policy. Do comparison shopping with quotes sites and then discuss with your agent. When you're done, you'll not be guessing as you make your choice since you know for sure which saves you more.

3. There's something known as "good driver discount." It's for policyholders who haven't made a claim for three years and above. But don't be taken aback if your agent tells you your vehicle insurance provider doesn't give this discount.

If your agent tells you that they do NOT give this discount let him or her know that you will go to another insurer. Really, you should leave them because you will certainly get a better offer with another company if you've maintained a claims-free status for this long.

And, believe it or not, your insurer is likely to give a concession if they discover you are very serious about changing to another company.

4. Visit a minimum of five insurance quotes sites. Using a minimum of five quotes sites raise the chances that you would get more affordable auto insurance quotes. This is because offers not covered by one site would be covered by the other.

And, you know that since the likelihood of receiving lower auto insurance quotes has to do with the number of quotes you receive, the more companies you obtain quotes from, the higher your chances will be.

Obtaining your auto insurance quotes online will help you save a bundle if you take out only 25 minutes to ask for quotes from at least five quotes sites.

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