Cheapest Vehicle Insurance: 4 Time-Tested Tips

1. A multi-vehicle discount is a smart and easy way to get lower vehicle insurance rates. Howbeit, there are a number of cases where you'll save more by buying from different insurers. You can ensure you are choosing the best in your case by doing extensive comparison shopping. But anyway, a multi-vehicle discount is a great way to get cheaper rates.

2. You will equally be eligible for a reasonable discount if you hold multiple policies with the same insurance carrier. All you have to do to qualify for this is to buy your vehicle insurance policy from the very carrier that is providing, for instance, your homeowner insurance.

However, note that you might be better served if you purchase your various policies from different providers who offer the cheapest rates for each policy. Getting quotes and comparing them with savings you'd make are highly profitable steps. You'll be certain of the right choice for your profile after you take this step.

3. Drivers who don't make claims for more than 3 years usually get a discount for it. Several insurers do NOT offer this without some coercion.

If your insurance agent tells you that they don't give this discount let him or her know that you will change over to another insurer. Take it or leave it, every insurer likes having folks who stay claims free for these number of years and you shouldn't find it hard landing better rates with a host of other insurers.

And, as a matter of fact, your insurance provider is likely to have a rethink if they discover you're really serious about switching.

4. Take out some time to visit at least 5 insurance quotes sites that provide quotes on auto insurance policies. This should require not more than 25 minutes.

While you visit each site, make sure you input the same details. Doing otherwise will produce misleading results. When you've received your auto insurance quotes, compare them to determine which serves your interest best both in price and value.

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