Saturday, May 9, 2009

Cheap Auto Insurance In California -- Don't Overlook These Suggestions If You're Serious

With the right recommendations, the cheapest California car insurance rates will be yours to choose from. Let me share some here...

1. Maintain an excellent credit rating. Those who have bad credit pay high premiums for all forms of insurance and that is also true for auto. The plain reason for this is that there is a general consensus among most insurance carriers that there's a link between poor credit rating and high risks. This assumption of increased risk makes such individuals pay higher rates in auto insurance and other insurance policies.

2. Are you aware of all the discounts that your insurance provider offers?
Since agents too are not above mistakes they might forget to tell you about some discounts you are qualified for. You will know simply by telling your agent that you want to be sure you've been informed about every discount possible for your profile. You might get a very pleasant surprise!

3. Staying loyal to one California insurance company for any period will surely get you savings. You'll attract discounts of up to five percent on your auto insurance if you stick to the same insurer for up to 3 years. The more the years you have been loyal to an insurer the higher discounts you can get.

Nevertheless, you may be better off if you switch....

Say, for example, that your California auto insurance premium with your current insurer is $2,500 you'll get a discount of about 5% or $125 if you maintain your policy with them from three years and above.

Between these 3 years you might get an insurance provider who'll give you a similar auto insurance coverage or better for less than $2,000. Then it would be anything but wisdom to stay put because you want to become eligible for a discount down the road knowing that the expected discount is less than savings you will get now if you switch.

And, in most cases, most people can easily pay cheaper rates than they are currentl on auto insurance if they shop right.. Since the process of obtaining and comparing auto insurance quotes requires just minutes, I will wonder why you will not do that instantly and get cheaper car insurance rates straight away.

Here are trusted sites for auto insurance quotes...

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Cheaper Auto Insurance Quotes In Minutes

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