Tuesday, March 10, 2009

Automobile Insurance Agencies

By Trance Villano

The competition in the auto insurance business is intense. There are a lot of vehicle insurance companies offering low insurance premiums in hopes of getting more car owners to purchase vehicle insurance from them. To further get more customers, a typical auto insurance agency also offers discounts and promotions that should enable car owners like you to get substantial savings.

It is common for an auto insurance agency to give discounts to those who have multiple vehicles. This is due to the fact that statistics show that car owners having multiple cars lodged in one insurance policy are less likely to make claims compared to those who have one car in an auto insurance policy.

It is also worth checking out if the auto insurance agency you are interested in gives discounts to those who have taken driving lessons. Usually, car insurance agencies give lower rates to those who have undergone driving subjects, especially for younger drivers.

It is also a common practice for a typical auto insurance agency to give discounts to vehicles equipped with safety devices such as alarm systems and immobilizers. Vehicles which are equipped with these safety features are less likely to be stolen, making them low risk to any auto insurance agency.

It is also common for a good auto insurance agency to provide discounted rates to vehicles having low mileage since it indicates that the vehicle is not used on long drives, and thus is less likely to be involved in any car collisions.

Other types of discounts that a good auto insurance agency may give include multiple policy discounts, driver renewal, and even dividends to its members. If your car insurer offers these promotions, then you are fortunate to be dealing with a good auto insurance agency.

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