Do you know that your decision to get married will affect your auto insurance policy? It is important for you to understand how marriage affects auto insurance- positively as well as negatively. Permit me to explain how you can use your changed marital status to get a better auto insurance deal.
It is very well known that a married person gets cheaper auto insurance as compared to an unmarried person. This is not the only advantage of being married. You can enjoy great discounts if you utilize your marital status smartly.
If your spouse too owns a car, has it been insured? Why deal with two different insurers for two cars in the same family? Why not deal with a single insurer? This will definitely bring down auto insurance cost.
Not only will your marital status make you eligible for lower premiums but you will get also additional discount for providing extra business to your insurer. You have the option of obtaining additional coverage on your policy to cover both your cars. You can then skip obtaining an additional policy for the second car. If your spouse too owns a car, you can use both cars to distribute miles driven during the term of your policy. Auto insurers calculate risk of accidents by the number of miles driven by the insured. If the insured drives a lot, he or she faces higher risk of accidents.
Sharing cars with your spouse will help you drive fewer miles and reduce chances of accidents. Not only will you save a lot on fuel and maintenance but this will make you eligible for lower premiums as well.
If your spouse owns a car which is deemed to be a 'safe' car by insurers, you can obtain extra discounts on your auto insurance policy.
However, marriage can work to your disadvantage as well if your spouse has a poor driving record. Your auto insurance will become expensive. If your spouse has accidents, driving violations etc on his or her record, combined auto insurance may become very expensive. In such a scenario, you may have to opt for a high deductible or opt for driving courses to bring down your auto insurance premium.
The best way to find an affordable auto insurance policy after your marriage is to extend your search over the World Wide Web. Auto insurers will compete with each other to offer maximum benefits and obtain your business.
These online quotes are available for free. They involve no cost and no obligations. So what are you waiting for? The combination of marriage and online auto insurance is too good to beat.
It is very well known that a married person gets cheaper auto insurance as compared to an unmarried person. This is not the only advantage of being married. You can enjoy great discounts if you utilize your marital status smartly.
If your spouse too owns a car, has it been insured? Why deal with two different insurers for two cars in the same family? Why not deal with a single insurer? This will definitely bring down auto insurance cost.
Not only will your marital status make you eligible for lower premiums but you will get also additional discount for providing extra business to your insurer. You have the option of obtaining additional coverage on your policy to cover both your cars. You can then skip obtaining an additional policy for the second car. If your spouse too owns a car, you can use both cars to distribute miles driven during the term of your policy. Auto insurers calculate risk of accidents by the number of miles driven by the insured. If the insured drives a lot, he or she faces higher risk of accidents.
Sharing cars with your spouse will help you drive fewer miles and reduce chances of accidents. Not only will you save a lot on fuel and maintenance but this will make you eligible for lower premiums as well.
If your spouse owns a car which is deemed to be a 'safe' car by insurers, you can obtain extra discounts on your auto insurance policy.
However, marriage can work to your disadvantage as well if your spouse has a poor driving record. Your auto insurance will become expensive. If your spouse has accidents, driving violations etc on his or her record, combined auto insurance may become very expensive. In such a scenario, you may have to opt for a high deductible or opt for driving courses to bring down your auto insurance premium.
The best way to find an affordable auto insurance policy after your marriage is to extend your search over the World Wide Web. Auto insurers will compete with each other to offer maximum benefits and obtain your business.
These online quotes are available for free. They involve no cost and no obligations. So what are you waiting for? The combination of marriage and online auto insurance is too good to beat.
About the Author:
Learn more here: Really Cheap Auto Insurance and Cheap California Auto Insurance. Chimezirim Odimba is an insurance expert.
No comments:
Post a Comment