Different factors affect your car insurance premium this is based on the risk for a certain population. Therefore you will pay higher premium if a person is associated with the higher risk. If you know what factors affect your car insurance, you will get a better chance of getting cheap motor insurance.
Age-teenagers gets into an accident more frequently according to statistics than drivers above the age of 25
Gender-women drivers are tend to be safer than men
Geography-where you live matters when it comes to motor insurance. Those who live in location with little or no traffic are likely to get cheap motor insurance than those living in suburbs because areas with a lot of traffic tend to have more car crashes. Some locations also have a higher vehicle insurance rate of automobile thefts that may cause higher vehicle insurance premium.
Type of Vehicle-sports car a very expensive to insure
Driving Violation-having multiple traffic infraction (speeding tickets, DWI, reckless driving, etc.) on your driving record, the higher auto insurance premium you will get
Driving Experience
Mileage
Safety Device features- this can save you on your motor insurance rate
What I recommend though is for you to shop around and compare vehicle insurance quotes from many car insurance companies. A lot of auto insurance websites now place all the top auto insurance providers on one website so it would be easier for consumers to compare car insurance quotes and get the best deal. Automobile insurance companies base their car insurance on their auto insurance claims experiences. One insurance provider may see your geographical location as a higher risk while some carrier may not. Some insurance carrier may charge more due to your work, other company may not. That is why it is best to shop around and review which auto insurance carrier best suits your needs.
Age-teenagers gets into an accident more frequently according to statistics than drivers above the age of 25
Gender-women drivers are tend to be safer than men
Geography-where you live matters when it comes to motor insurance. Those who live in location with little or no traffic are likely to get cheap motor insurance than those living in suburbs because areas with a lot of traffic tend to have more car crashes. Some locations also have a higher vehicle insurance rate of automobile thefts that may cause higher vehicle insurance premium.
Type of Vehicle-sports car a very expensive to insure
Driving Violation-having multiple traffic infraction (speeding tickets, DWI, reckless driving, etc.) on your driving record, the higher auto insurance premium you will get
Driving Experience
Mileage
Safety Device features- this can save you on your motor insurance rate
What I recommend though is for you to shop around and compare vehicle insurance quotes from many car insurance companies. A lot of auto insurance websites now place all the top auto insurance providers on one website so it would be easier for consumers to compare car insurance quotes and get the best deal. Automobile insurance companies base their car insurance on their auto insurance claims experiences. One insurance provider may see your geographical location as a higher risk while some carrier may not. Some insurance carrier may charge more due to your work, other company may not. That is why it is best to shop around and review which auto insurance carrier best suits your needs.
About the Author:
How can you get Cheap Motor Insurance? I found this website and helped me a lot to save on my own premium cost. Check it out! http://www.cheapmotorinsurancereview.com/. Click here for article submissions.
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